Mitsubishi Mirage G4 2023

**Comprehensive Car Insurance Terms and Conditions** 1. **Coverage Overview:** a. This comprehensive car insurance policy covers damages to the insured vehicle caused by accidents, theft, vandalism, natural disasters, and other covered perils. b. Specific coverage details, limits, and deductibles are outlined in the policy document. 2. **Policyholder Information:** a. The policyholder is responsible for providing accurate information about the insured vehicle, including its make, model, VIN, and current mileage. b. Any changes to the policyholder's information or the insured vehicle must be promptly reported to the insurance provider. 3. **Premium Payments:** a. Premium payments must be made by the due date to maintain coverage. b. Late payments may result in a lapse of coverage or additional fees. 4. **Claims Process:** a. In the event of a covered incident, the policyholder must promptly report the claim to the insurance provider. b. Providing complete and accurate information during the claims process is essential for timely resolution. 5. **Deductibles:** a. The policy may include deductibles for certain types of claims. b. The policyholder is responsible for paying the agreed-upon deductible amount before the insurance coverage applies. 6. **Exclusions:** a. Exclusions are outlined in the policy and may include intentional acts, racing, and unauthorized use of the vehicle. b. Damage caused by wear and tear, mechanical failures, or pre-existing conditions may not be covered. 7. **Coverage Territory:** a. The policy covers the insured vehicle within the specified geographical area outlined in the policy. b. Travel to excluded territories may impact coverage. 8. **Policy Renewal:** a. The insurance provider reserves the right to renew or terminate the policy at the end of each coverage period. b. Changes in premium rates or policy terms may occur upon renewal. 9. **No-Claim Bonus:** a. Policyholders with a claim-free history may be eligible for a no-claim bonus, resulting in reduced premiums. 10. **Cancellation Policy:** a. The policyholder may cancel the policy by providing written notice to the insurance provider. b. Refunds for cancellations are subject to the terms outlined in the policy. 11. **Subrogation:** a. In the event of a covered claim, the insurance provider may pursue subrogation against third parties responsible for the damages. 12. **Policy Limits:** a. The policy may have limits on coverage for specific types of damages or losses. b. It is the policyholder's responsibility to be aware of and understand these limits.