Byd Dolphin•2024

Coverage 1. Personal belongings: Coverage for personal items such as furniture, electronics, clothing, and jewelry. 2. Accidental damage: Coverage for accidental damage to the rental property, such as broken windows or appliances. 3. Liability protection: Coverage for damages or injuries to third parties, such as guests or neighbors. 4. Additional living expenses: Coverage for temporary living expenses if the rental property becomes uninhabitable. Types of Coverage 1. Actual Cash Value (ACV): Coverage for the depreciated value of personal belongings. 2. Replacement Cost Value (RCV): Coverage for the replacement cost of personal belongings. 3. Extended Replacement Cost: Coverage for additional living expenses beyond the policy limit. Exclusions 1. Intentional acts: Damages or losses caused intentionally by the renter. 2. Negligent acts: Damages or losses caused by gross negligence or reckless behavior. 3. Unapproved activities: Certain activities, such as commercial use or subleasing, might not be covered. 4. Natural disasters: Some policies may exclude coverage for natural disasters like earthquakes or floods.