Toyota VIOS 1.3 XLE CVT•2026

🚗 Generalized Comprehensive Insurance Conditions ✅ 1. Valid Driver & Legal Use Vehicle must be driven by a licensed and authorized driver Driver must not be under the influence of alcohol or drugs Vehicle must be used only for the declared purpose (private, business, rental, TNVS) 🕒 2. Immediate Reporting Accident or loss must be reported to the insurer within 24–72 hours Failure to report on time may result in claim denial 📄 3. Required Documentation Police report (required for major accidents, third-party damage, injury, theft) Photos/videos of damage and accident scene Valid driver’s license OR/CR of the vehicle Duly accomplished claim form 💰 4. Participation Fee (Deductible) Insured pays a participation fee per claim Amount varies depending on insurer and cause of loss 🌧 5. Acts of Nature (If Included) Flood, typhoon, earthquake, and similar events are covered only if stated in the policy Without this clause, such damages are excluded